International Student Insurance – Student Secure Policy
The importance of taking an international student medical insurance by students who are planning to study abroad cannot be under-estimated. With the rising medical costs world over, it becomes very essential for every international student to be covered under International Student Medical Insurance.
StudentSecure Medical Insurance by HCC Medical Insurance Services is a plan that has been specifically designed for international students. With the Student Secure Medical insurance there are two levels of coverage Select and Budget for medical insurance for international students? .Both plans provide coverage for Medical Expenses, Emergency Medical Evacuation, and Acts of Terrorism and all pre-existing conditions are covered after 12 months.
The Budget and Select types of coverage differ according to the amount they offer as coverage. While, the Select plan offers up to $300,000 as coverage, the Budget Plan offers up to $250,000 as coverage. Both these plans cover the factors of – Hospital Pre-Notification Penalty, Outpatient Treatment & Outpatient Prescription Drugs, Hospital Room & Board Local Ambulance Intensive Care Unit, Dental Treatment due to Accident, Dental Treatment to alleviate pain, Maternity Care for a Covered Pregnancy, , Mental Health Disorders and Routine Nursery Care of Newborn.
Apart from the usual factors, International Student Medical Insurance plans also provide coverage for the factors of Intercollegiate, interscholastic, intramural, or club sports, Terrorism, Benefit Period for coverage after Policy Termination Date, Therapeutic Termination of Pregnancy, Physical Therapy & Chiropractic Care, Emergency Medical Evacuation, Emergency Reunion and Accidental Death & Dismemberment.
Full time students at a college or university holding a valid F-1 Visa in the United States are eligible for this plan. International students applying for this insurance must reside in a foreign country for the purpose of education and should not have access to a residency status.
We can extend the plan for a time period of twelve months after the date of purchase, after which we can also renew it for four years, the only condition being, we have to fulfill all the requirements of the plan.
There are many ways by which we can access this plan. We can either mail the application or fax it to the company. We can also e-mail the application along with the details of the payment method. Then the insurance documents can either be mailed to us by post or sent to our e-mail, depending on our preference.
Thus, these are a few highlights (features) of the StudentSecure SM Medical Insurance.
Ray Sondeo often writes about international student insurance.
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