Travel Medical Insurance – Patriot Trip Cancellation Plan
Patriot Trip – Travel insurance plan is a beneficial trip cancellation insurance plan that comes into use when a pre-planned trip gets canceled under unforeseen circumstances. The insured can file for reimbursements for expenses incurred during the trip like travel reservations, emergency reunion, travel delays, personal baggage loss, repatriation of mortal remains in case of death of the insured, emergency evacuation and also any medical expenses incurred during the travel along with dental surgery expenses during the trip.
The travel insurance plan can be purchased if you are planning a vacation, especially in a group or with a family. In case the trip gets canceled, you can recover the un-utilized payments or deposits which are non-refundable.
To be eligible for a travel health insurance policy that includes trip cancellation benefits, the destination trip should at least be 120 miles away from the place of start. The travel duration should not exceed 30 consecutive days. A minimum cost of $500 should be incurred by the traveler.
The insured can avail trip cancellation coverage benefits from the midnight of the receipt of completed application form. The other coverage benefits of such a travel medical insurance policy are valid from the date of departure.
The Patriot Trip – Travel insurance would end upon the date of return of the insured from the trip, or the planned return date in case of no interruption or cancellation, or end of coverage period as indicated in the policy or cancellation of the planned trip that is covered (whichever is earliest).
The Patriot Trip – Travel medical insurance plan offers full refund of charges if the travel insurance policy certificate is returned within 10 days of receipt and the insured has not departed for travel within these 10 days and no claims have been made so far under the purchased insurance plan.
The premium rates of this patriot trip insurance plan is calculated based on various factors like age of the individual and other members who are a part of the insurance plan and also cost of the planned trip
Medical insurance for travelers usually has a clause regarding coverage for pre-existing conditions. The clause which excludes pre-existing medical conditions from Patriot Trip – Travel insurance coverage is waived in case you are less than 70 years of age and you purchase the trip cancellation insurance within just 2 weeks (14 days) of paying the initial deposit to your travel agent for the trip and also all the insured individuals are medically fit to travel on the date of purchase of the coverage.
Ray Sondeo often writes about travel insurance.
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