Visitors Insurance – Patriot America Insurance
There is every need for people who desire to visit foreign countries to take up visitor health insurance. Medical expenses abroad can be staggering and as such, even for simple injuries the medical costs might touch sky-high. Taking Patriot America Medical insurance plan is one of the best ways to ensure we remain protected at all times while traveling abroad.
Coverage is provided to all U.S citizens who are planning to travel to non-U.S countries by the Patriot International Insurance plan. The minimum coverage offered is for a period of 5 days and the maximum coverage offered is for a period of 2 years.
All non- U.S citizens who plan on traveling outside their home country are protected under the Patriot America Insurance plan and even this plan can be bought for a minimum time frame of 5 days to a maximum time frame of 2 years.
The maximum coverage provided by the visitors insurance is $1,000,000 for non-U.S citizens and $2,000,000 for U.S citizens. For renewal options, the plan needs to be purchased at least for 3 months and the maximum renewal time is two years.
The plan covers several factors such as emergency illness without in-patient admission (up to policy maximum), dental injury (up to policy maximum), sudden dental pain(up to $100), hospital room and board (up to policy maximum), intensive care (up to policy maximum), outpatient medical(up to policy maximum),local ambulance(up to policy maximum), prescription drugs(up to policy maximum),emergency room accident(up to policy maximum).
Other aspects such as accidental death and dismemberment(up to $25,000), terrorism coverage(up to $50,000), identity theft insurance(up to $500), natural disaster($100 for a maximum of 5 days), emergency evacuation (up to $500,000), emergency reunion (up to $50,000), return of mortal remains (up to $50,000), returning minor children (up to $50,000), political evacuation(up to $10,000), sports and activities coverage(up to policy maximum for basic sports), trip interruption(up to $5000) and lost luggage((up to $250) are also included in the plan.
U.S citizens can also access other benefits such as emergency medical evacuation for pre-existing conditions (up to $25,000), indemnity (up to $100) and sudden recurrence of a medical condition (up to $15,000).
Anyone can easily access the online forms that are needed to purchase the Patriot Travel insurance plan. Features such as seeking treatment from a doctor of our choice and making use of the First Health Network to decrease our medical bills can also be accessed once the plan is purchased.
If you enjoyed this post, please consider to leave a comment or subscribe to the feed and get future articles delivered to your feed reader.